What can I invest in?

Stakeholder Pension – what can I invest in?

Open a Legal & General Stakeholder Pension with us and you have access to a wide range of investment opportunities – a choice of 10 from 40 funds or one of 15 lifestyle options. Simply choose what you’d like to invest in, open an account, and you can start saving for your retirement.

You have 3 options:

1. Take the Easy Choice option

If you prefer not to choose a pension investment fund, your contributions will be invested into the Easy Choice investment option - the UK Equity Index Lifestyle Profile. This means your contributions will initially be invested in the UK Equity Index Fund then, starting 10 years before your chosen retirement age, your investment will be gradually switched to the lower risk Fixed Interest and Cash Funds.

2. Choose a lifestyle profile

You also have the option of a Lifestyle Profile. This is where your contributions are initially invested in funds for the potential of long term growth and then your investment is steadily switched into lower risk funds automatically as you get nearer your chosen retirement age.

3. Choose an investment fund, or funds, to suit you

You can choose to invest your contributions into one or more funds according to your attitude to investment risk. You can switch your investment from one fund to another, whenever you choose, free of charge.

There are over 20 Legal & General pension investment funds to choose between, ranging from index-tracking funds (which track the performance of a market or geographical region) to actively managed investment funds (where a fund manager decides what to invest in, in order to best achieve the fund's aims).

Alternatively, there are 17 funds from a set of specially selected external fund managers.

More information on these funds

Still unsure?

We recommend that you read Legal & General's Investment Options Document.

Investment carries a variety of risks

We understand that investing isn't right for everyone. It's well known that investments, their value and the income they provide can go down as well as up and you might not get back what you originally invested. Please remember that your money is tied up until you take your benefits, the law and tax rates may change in the future and the value of tax relief will depend on your individual circumstances. If you're not sure about the suitability of an investment please contact our Advice team.

01296 41 41 42

Apply now

Open an account online.

Why Legal & General?

The Legal & General Group, established in 1836, is one of the UK's leading financial services companies. As at 30 June 2010, they were responsible for investing £331 billion worldwide on behalf of investors, policyholders and shareholders. They also had over 6.9 million customers in the UK for their life assurance, pensions, investments and general insurance plans.

The Share Centre Limited is a member of the London Stock Exchange and is authorised and regulated by the Financial Services Authority and is entered in the register (www.fsa.gov.uk/register/) under reference 146768. Registered office: Oxford House, Oxford Road, Aylesbury, Buckinghamshire, HP21 8SZ. Registered in England no. 2461949. VAT registration no. 596 3918 82.